Truth Bomb: YOLT! Where's all my money gone?

Ever wondered where all the money goes? I mean seriously... how can I only have £30 left and 2 weeks till pay day?!

You can either stick your head in the sand whilst eating beans on toast for the rest of the month, OR you can get yourself on a spending aggregator app like YOLT and see where you are spending your cash AND importantly, where you might want to spend less!

What's the hype about?
YOLT aggregate your spending across all bank accounts and bucket it into clear categories so you can see where you are spending your money. Just head to the "Dashboard" or "Transactions" page and you will see...

What we love?

• Super easy to use - no more spreadsheets and painfully manual budgeting!!!
• Connects to your other accounts safely so you can see everything together
• Automatically groups your spending into categories like Housing, Shopping, Leisure, Eating Out (lol)
• Unlike many aggregators, they now also connect to your credit cards so you can't hide any sneaky spending there
• The spending aggregator is just the tip of the iceberg! You can explore their other functionality like the savings boosters, the pensions aggregator with PensionBee, opening an investment account with Wealthify and they can even help you switch your bills

If we were being picky...

• We always loved YOLT as the "go to" for spending aggregation. The additional tools are great but some of them you may already be doing elsewhere (spending round ups with Monzo, investing with Nutmeg, to name a few). Don't be put off, you can keep doing what you're doing and just use YOLT to bring together your spending activity

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With all these extra bells and whistles... we think it might be time for the battle of YOLT vs Plum! You may (or may not) have seen Plum advertised as "the AI assistant that grows your money", but is it any good? How does it compare to the new and improved YOLT? Watch this space!!! Spoiler alert, Plum definitely don't do spending aggregation in the same way as YOLT so you can't use this as an excuse to delay...

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